Woburn Municipal FCU












Rates

Loan Rates

Savings Rates

Loan Rates

Rates subject to change without prior notice.
Call for up to the minute details.

Members should call the credit union for any marketing specials that are available.

Other loans available. Call 781-933-2600 for more information.

APR  = Annual Percentage Rate.

Loan Term APR
New Cars 24 Months 6.00%
 36 Months 6.50%
48 Months 7.00%
60 Months 7.00%
Used Cars - (Up to 6 years old) 24 Months 6.75%
36 Months 7.00%
48 Months 7.50%
60 Months 7.50%
Recreational Vehicle See Loan Officer For Rates
Credit Cards   9.90%
Share Secured  Loans    5.00%
Home Equity Variable Rate Loans   8.00%
Personal Loans*   14.00%

* Rate Reduced by 1% for Payroll Deduction on Personal Loans.
* Rate Reduced by 2% if entire check is Direct Deposit on Personal Loans.

Savings Rates

Effective May 1, 2008
Rates subject to change without prior notice. Call for up to the minute detail.

APR = Annual Percentage Rate.
APY = Annual Percentage Yield. APY assumes all principal and dividends remain on deposit for the entire term.

A substantial penalty will be imposed for a withdrawal on any certificate prior to maturity.

Term Share Certificates APR APY
6-Month 2.65% 2.69%
12- Month 2.80% 2.84%
18-Month 2.85% 2.89%
24-Month 3.00% 3.04%
IRA Accounts
Regular 2.00% 2.02%
Roth 2.00% 2.02%
Traditional 2.00% 2.02%
Educational 2.00% 2.02%
Conversions 2.00% 2.02%
IRA CD Certificates
12-Month 2.50% 2.53%
18-Month 2.70% 2.74%
24-Month 2.75% 2.79%
36-Month 3.00% 3.05%
Share Money Market
under $25,000 1.55% 1.56%
$25,000 and over 2.25% 2.28%
Regular Shares
   1.15% 1.16%
Christmas/Vacation Club
   1.15% 1.16%

Loan Rates

Savings Rates

 

 





 

 


Federally Insured By NCUA