Woburn Municipal FCU
Rates
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Loan Rates
Rates subject
to change without prior notice.
Call for up to the minute details.
Members should call the credit union for any marketing specials that are
available.
Other loans available. Call 781-933-2600 for more information.
APR = Annual Percentage Rate.
| Loan | Term | APR |
| New Cars | 24 Months | 6.00% |
| 36 Months | 6.50% | |
| 48 Months | 7.00% | |
| 60 Months | 7.00% | |
| Used Cars - (Up to 6 years old) | 24 Months | 6.75% |
| 36 Months | 7.00% | |
| 48 Months | 7.50% | |
| 60 Months | 7.50% | |
| Recreational Vehicle | See Loan Officer For Rates | |
| Credit Cards | 9.90% | |
| Share Secured Loans | 5.00% | |
| Home Equity Variable Rate Loans | 8.00% | |
| Personal Loans* | 14.00% | |
*
Rate Reduced by 1% for Payroll Deduction on Personal Loans.
* Rate Reduced by 2% if entire check is Direct Deposit on Personal Loans.
Effective May 1, 2008
Rates subject
to change without prior notice. Call for up to the minute detail.
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. APY assumes all principal and dividends remain on deposit for the entire
term.
A substantial penalty will be imposed for a withdrawal on any certificate prior to maturity.
| Term Share Certificates | APR | APY |
| 6-Month | 2.65% | 2.69% |
| 12- Month | 2.80% | 2.84% |
| 18-Month | 2.85% | 2.89% |
| 24-Month | 3.00% | 3.04% |
| IRA Accounts | ||
| Regular | 2.00% | 2.02% |
| Roth | 2.00% | 2.02% |
| Traditional | 2.00% | 2.02% |
| Educational | 2.00% | 2.02% |
| Conversions | 2.00% | 2.02% |
| IRA CD Certificates | ||
| 12-Month | 2.50% | 2.53% |
| 18-Month | 2.70% | 2.74% |
| 24-Month | 2.75% | 2.79% |
| 36-Month | 3.00% | 3.05% |
| Share Money Market | ||
| under $25,000 | 1.55% | 1.56% |
| $25,000 and over | 2.25% | 2.28% |
| Regular Shares | ||
| 1.15% | 1.16% | |
| Christmas/Vacation Club | ||
| 1.15% | 1.16% | |
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Federally Insured By NCUA
