Rates
Loan Rates
Rates subject
to change without prior notice. Call for up to the minute details. Members should call the credit union for any marketing specials that are
available.Other loans available. Call 781-933-2600 for more information.
APR = Annual Percentage Rate.
| Loan |
Term |
APR |
| New Cars |
24 Months |
6.00% |
36 Months |
6.50% |
48 Months |
7.00% |
60
Months |
7.00% |
| Used
Cars -
(Up to 6 years old) |
24
Months |
6.75% |
36
Months |
7.00% |
48
Months |
7.50%
|
60
Months |
7.50% |
| Recreational
Vehicle |
See
Loan Officer For Rates |
| Credit
Cards |
|
9.90% |
| Share
Secured Loans |
|
5.00% |
| Home
Equity Variable Rate Loans |
|
8.00% |
| Personal
Loans* |
|
14.00% |
*
Rate Reduced by 1% for Payroll Deduction on Personal Loans.
* Rate Reduced by 2% if entire check is Direct Deposit on Personal Loans.
Savings Rates
Effective September 1, 2010
Rates subject
to change without prior notice. Call for up to the minute detail.
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. APY assumes all principal and pidends remain on deposit for the entire
term.
A substantial penalty will be imposed for a withdrawal on any certificate prior to maturity.
|
Term Share Certificates |
APR |
APY |
|
6-Month |
0.50% |
0.50% |
|
12- Month |
0.75% |
0.75% |
|
18-Month |
0.90% |
0.90% |
|
24-Month |
1.15% |
1.16% |
| IRA CD Certificates |
|
12-Month |
0.90% |
0.90% |
|
18-Month |
1.00% |
1.01% |
|
24-Month |
1.20% |
1.21% |
|
36-Month |
1.25% |
1.26% |
|
Regular Shares |
| Shares |
0.30% |
0.30% |
| All Purpose Accounts |
0.30% |
0.30% |
|
Christmas/Vacation Club |
| Vacation Clubs |
0.30% |
0.30% |
| Christmas Clubs |
0.30% |
0.30% |
|
Share Money Market |
| under $25,000 |
0.45% |
0.45% |
| $25,000 and over |
0.80% |
0.80% |
|
IRA Accounts |
|
Traditional |
1.10% |
1.11% |
|
Educational |
1.10% |
1.11% |
| Regular |
1.10% |
1.11% |
| Roth |
1.10% |
1.11% |
| Conversions |
1.10% |
1.11% |
|
